Future Value Finance
Every dollar chooses: spend now vs invest for future cups of coffee.
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No income set yet
App Settings
Stored in your browser only.
Rough average index return. Not financial advice.
Example: 10,20,30
Used to calculate “cups” for future value.
Purely visual (e.g. USD, EUR, GBP).
Data Import / Export
Backup your data or import from another browser.
Downloads all your transactions, bills, income streams, and settings as a JSON file.
Import data from a previously exported JSON file. This will replace your current data.
Quick Log
Decide on the spot: spend now or invest for future cups.

Classification

You’re simply tagging: personal expense, business expense, or investment.
If you invested this instead at --%:
    Rough projection using compound growth: FV = amount × (1 + r)years. Not financial advice.
    Recent Activity
    Last few moves: expenses vs investments, personal vs business.
    Only the latest few show here. Everything is still saved in your browser.
    Recurring Bills
    See what hits your cash flow on autopilot each month.
    Add / Edit Bill
    Rent, subscriptions, utilities — anything that repeats monthly.
    Use “Log payment” on a bill to quickly record it in your transactions.
    Income Streams
    Set your monthly inflow so ratios and savings make sense.
    Keep it simple: rough monthly numbers are enough for good ratios.
    Monthly Snapshot
    A simple picture of income vs expenses vs investable cash.